Financial Literacy, Tax Saving

Enjoy Tax Exemption on your 10 lakh earnings

It is said that there are only two things certain in life: Death and Taxes. Well this no longer stands true. At least in case of taxes, it is possible for someone earning up to 10 lakhs to be exempt from paying …

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Behavioural Finance

You Can Afford Anything, But Not Everything

Recently I came across two extreme real-life stories: A. Can Collecting Millionaire Curt Degerman spent his life strolling through a small coastal town in Sweden on an old bicycle. He searched recycling bins for cans and bottles, which he sold …

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Behavioural Finance

A Guaranteed Income Plan or A GUARANTEED TRAP!!!

A friend recently got a call from HDFC about a new investment cum insurance plan – HDFC Sanchay Guaranteed Income Plan. Pay a premium of Rs 1 lakh for 12 years and the policy will pay a guaranteed income of …

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