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Nothing on this site is for sale. SEBI registration as a Research Analyst is being pursued and has not been granted, so no company is assessed here, no recommendation is published, and no fee is accepted.
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Cost of Delay in Investing
Behavioural Finance, Retirement Planning

Cost of Delay in Investing

You opened a demat account two years ago. You read a few things, decided you needed to understand it better first, and put it aside. Every f … Read More
Familiarity Bias: Your Comfort Zone can be a Dangerous Place
Behavioural Finance

Familiarity Bias: Your Comfort Zone can be a Dangerous Place

A software engineer in Pune has his money in three places. Some of it sits in his employer's stock, granted to him every year for the la … Read More
Waste Not, Want Not
Behavioural Finance

Waste Not, Want Not

At the end of the month you open the bank statement and there is a gap. Salary in, rent and EMI and school fees out, and somewhere in betwee … Read More
How Many Years of Spending Do Your Savings Cover?
Financial Literacy, Retirement Planning

How Many Years of Spending Do Your Savings Cover?

I ran into a college friend after years. Once we had finished with the canteen, the professors and everyone we had lost touch with, I starte … Read More
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Wisdom Investments

Tejas Pravin Patel, trading as Wisdom Investments. A trade name, not a separate company.

Not registered with SEBI as a Research Analyst or as an Investment Adviser. Registration is being pursued. No research is offered or sold, and no fee is accepted, until it is granted.

NISM-Series-XV: Research Analyst Certification Examination, certificate NISM-202500192228, valid to 11 June 2029.

Trimurti Complex, Office no. 203, 2nd Floor, near Salve Garden, Kondhwa Budruk, Pune 411048, Maharashtra, India
wisdominvestments@protonmail.com · +91 20 7962 0181 · Mon–Fri, 10am–5pm

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Wisdom Investments — Tejas Pravin Patel, Individual Research Analyst. SEBI registration is in progress and has not yet been granted. No research is offered or sold, and no fee is accepted, until it is. SEBI Reg. No. to be published on grant of registration · BSE Enlistment No. to be published on enlistment · Validity to be published with the certificate · NISM-Series-XV certificate NISM-202500192228, valid to 11 June 2029.
Registered office: Trimurti Complex, Office no. 203, 2nd Floor, near Salve Garden, Kondhwa Budruk, Pune 411048, Maharashtra, India · +91 20 7962 0181 · wisdominvestments@protonmail.com

Research only. No portfolio management, no investment advice and no execution service is provided. Research published here is non-customised and non-personalised — every subscriber receives the same research, and it does not take account of any individual's circumstances, objectives or holdings. Nothing published here is a recommendation to buy, sell or hold any security, a price target, a stop-loss, a model portfolio or a trading call. Recommendations may result in gain or loss; past performance is not indicative of future results.

Grievance redressal

  1. Write to us first — Tejas Pravin Patel, wisdominvestments@protonmail.com, +91 20 7962 0181. Acknowledged in 3 working days, redressed within 21 days.
  2. SEBI SCORES — scores.sebi.gov.in. Two-level review: BSE Limited (Research Analyst Administration and Supervisory Body) first, then SEBI.
  3. SMART ODR — smartodr.in for online conciliation and arbitration.
  4. SEBI, in writing — Office of Investor Assistance and Education, Securities and Exchange Board of India, SEBI Bhavan, Plot No. C4-A, 'G' Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051. Investor helpline 1800 22 7575 / 1800 266 7575.

Official communication channels. Only these are genuine. wisdominvestments.in is the only website, and wisdominvestments@protonmail.com the only email, used by Wisdom Investments. Fees are payable only into the disclosed bank account in the name of Tejas Pravin Patel — never in cash, never to a personal account, and never to any other name. No research is ever sent from an unregistered number, and nobody here will ever ask for your demat password, trading PIN or OTP. No assured return is ever promised in this name, and no payment is ever solicited outside the account named above — anyone doing either is impersonating us. Please report it.

Investment in securities market is subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment with BSE Limited (Research Analyst Administration and Supervisory Body) and certification from NISM in no way guarantee the performance of the Research Analyst or provide any assurance of returns to investors. Research published here is not personalised investment advice and no return of any kind is assured.

© 2026 Tejas Pravin Patel, trading as Wisdom Investments. All rights reserved.