Financial Literacy, Tax Saving

The REAL returns from Fixed Deposits

Why do you invest in Fixed Deposits? “FDs are safe” “FDs give guaranteed returns” “Even if bank shuts down, I’ll get back my money” Now let’s focus on the facts Real rate of return given by Fixed Deposits from 2001 …

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Behavioural Finance

Why Your Savings Rates Matters More Than Your Returns?

In my early twenties, I invested 20,000/- into four specific stocks. I would check the price of each stock daily, sometimes numerous times in a day. When the price went up, I was happy high and when it went down …

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Behavioural Finance

Why Investing Lump Sum Is Better Than STP

Anisha just inherited 50 Lakhs from her Grandma. She’s a smart young woman and she knows she should invest this money for a brighter future. But the question is how? Should she invest the entire 50 Lakhs in the market …

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Behavioural Finance

How Can We Nudge Ourselves To Save More

Would you commit to eating a healthier diet if the diet started next week and not today? Researchers at Leeds University Business School say yes, you would. They asked people what they would prefer to snack on at a meeting …

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