Tax Saving

How to Save Tax by Investing in Family Member’s Name

Mr Sharma, a marketing professional, recently got a bonus of 5 lakhs and invests it in fixed deposits in his wife’s and daughter’s names. Mrs Sharma is a homemaker and her daughter has recently started working. She earns less than …

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Behavioural Finance, Financial Literacy

Why aren’t we half as patient with Equity as we are with Real Estate?

I was talking to my mom about our house in Pune. My elders had bought the flat for 1 lakh in 1978 and today it is worth 1 crore. 💯times growth in 40 years. Wow, that’s FANTASTIC! 🤩🥳 I’m sure you have …

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Financial Literacy

Say No to Endowment Plans

Endowment plans (LIC Policies) are very popular in India. Knowingly or unknowingly, most people end up buying this type of policy. They appear to be simple, transparent and highly beneficial. They are insurance cum investment products. However it is not …

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Behavioural Finance, The Sip Advantage

Think Big Picture!

We are living in a world that is changing dynamically. Reading the summary has replaced reading a book. Crash diets have replaced exercises. In today’s age of instant gratification, a few investors may be upset that their SIP has not …

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