Wisdom Investments
About Wisdom Investments
One analyst, a fixed framework, and a deliberately small number of published ideas.
Who this is
Wisdom Investments is the trading name of Tejas Pravin Patel, an Individual Research Analyst (SEBI registration in progress). It is an individual practice, not a firm: the person who does the analysis is the person who signs the report and the person who answers your email.
Qualification: NISM-Series-XV: Research Analyst Certification Examination, certificate NISM-202500192228, issued 15 June 2026 and valid to 11 June 2029. It can be verified independently at the NISM Skills Registry. A NISM certificate number is not a SEBI registration number; both are printed separately, and the registration particulars are on the Registration Disclosure page.
Why the idea flow is small
Because a three-gate screen followed by a 25-module framework does not produce many survivors, and publishing one anyway would defeat the purpose of the gates. Five to eight ideas in a year is what the process yields when it is run honestly. A service promising a call a week is not running the same process.
Scope of services
What is offered. Research on listed Indian equity securities and exchange-traded funds — written analysis, ratings and a published review trigger, issued to subscribers under the SEBI (Research Analysts) Regulations, 2014.
What is not offered, at any price. No personalised investment advice or financial planning (that requires registration as an Investment Adviser, which Tejas Pravin Patel does not hold). No portfolio management and no discretionary handling of anyone's money or securities. No execution, broking or demat access — you place your own orders through your own broker. No research on cryptocurrencies or virtual digital assets, no commodity calls, and no intraday, futures, options or other derivative recommendations. No guaranteed-return product, no profit-sharing arrangement, and no assured-return scheme of any kind.
No commission, ever — and not by choice. Regulation 26C of the Research Analyst Regulations prohibits an individual Research Analyst from providing distribution services at all, and prohibits the analyst's family from providing distribution services to a client who receives research here. So there is no mutual-fund commission, no brokerage referral, no insurance trail and no affiliate link anywhere on this site. Subscription fees are the only income this service can lawfully earn from you. A research site carrying broker sign-up links is telling you something about who is really paying for it.
Money never moves through us. Subscription fees are the only payment ever accepted, and only into the disclosed bank account of Tejas Pravin Patel. Anyone asking you to transfer funds to a personal account, promising assured returns in this name, or offering to trade on your behalf is not us — report it.
How this is paid for
Subscription fees, and nothing else. No brokerage arrangement, no commission from any company covered, no distributor payout, no paid coverage, and no compensation of any kind linked to the view expressed in a report. Under Regulation 24 every report carries that certification in writing. Where a conflict exists it is disclosed inside the report rather than managed quietly — the full policy is on the Disclosure page.
If something goes wrong
Write first; the commitment is an acknowledgement within three working days and redress within 21 days. If that does not resolve it, the escalation path runs through SEBI SCORES and then SMART ODR, and it is printed in the footer of every page of this site so that you never have to hunt for it.