Disclosures
AI Use Disclosure
The extent to which artificial intelligence tools are used in providing research services — a disclosure the Investor Charter requires, made in full.
Effective date: 9 September 2026 · Governed by the SEBI (Research Analysts) Regulations, 2014 and the SEBI Master Circular for Research Analysts dated 6 February 2026, as amended on 25 March 2026.
The Investor Charter obliges a Research Analyst "to disclose the extent of use of Artificial Intelligence tools in providing research services." This page is that disclosure. The research process of Wisdom Investments is AI-assisted throughout, and we would rather describe it precisely than leave you to guess.
The disclosure
What the AI tools do. Collection of publicly available data (exchange filings, annual reports, regulatory disclosures, price and volume history); cross-verification of the same data point across independent sources, with disagreements flagged rather than averaged; screening and ranking against pre-defined quantitative criteria; and drafting, structuring and language-editing of research documents.
What the AI tools do not do. They do not make, approve or issue the recommendation. Every research view, rating, valuation judgement and the decision to publish is made by the Research Analyst personally, who reviews the underlying data and takes full responsibility for the output. No recommendation is generated, released or communicated to a client without that personal review.
Where the responsibility sits. Regulation 24(7) of the Research Analyst Regulations places sole responsibility on the Research Analyst — irrespective of the scale or manner in which AI tools are used — for the security, confidentiality and integrity of client data, for any research service based on the output of those tools, and for compliance with the law. That responsibility is accepted here and is not transferred to any tool or vendor. In practice: client data is not submitted to these tools, and no output is issued without personal review.
Limitations you should know about. Automated data collection can carry through an error present in a source. The Research Analyst's verification process is designed to catch source disagreement, but it cannot guarantee that every figure is free from error. Data is stated with its source and as-of date so that you can check it independently.
Where AI sits in the process, step by step
| Step | AI-assisted? | Who is accountable |
|---|---|---|
| Gathering filings, results and public disclosures | Yes | Research Analyst |
| Cross-checking a figure across independent sources | Yes — disagreements are flagged, not averaged | Research Analyst |
| Quantitative screening and ranking against fixed criteria | Yes | Research Analyst |
| Reading the business, judging quality and durability | Assisted; the judgement is human | Research Analyst |
| Valuation, target and the rating | No — human | Research Analyst |
| The decision to publish, and to whom | No — human | Research Analyst |
| Drafting, structuring and language editing | Yes | Research Analyst |
| Final review of every fact and figure before release | No — human | Research Analyst |
Responsibility
The use of any tool changes nothing about accountability. The Research Analyst is fully responsible for every recommendation issued, including for the accuracy of data gathered with the assistance of these tools and for any error in it. "The tool produced it" is not an explanation we will ever offer you.
Your data
Client personal data and KYC documents are not submitted to any external AI tool. The tools described here operate on public market data and on our own research drafts.